Unclaimed Money Lookup - Nebraska

Free Nebraska Unclaimed Money Lookup

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We receive referral fees from partners
(advertising disclosure)

The information we provide you is free of charge and a result of extensive research by our home warranty experts. We use affiliate links on our site that provide us with referral commissions. While this fact may not influence the information we provide, it may affect the positioning of this information.

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Nebraska Unclaimed Money -
The Ultimate Guide 2024

See what happens to unclaimed property in Nebraska and what you can do when the state treasurer takes it over in our guide.

Unclaimed Money Nebraska

Your Guide to Nebraska Unclaimed Property

All types of property belong to someone, even if the owner doesn’t claim it. Nebraska has multiple laws that govern what happens to a property after the owner abandons it and how long it takes before it will appear in the state’s database. The Nebraska State Treasurer worked with his office to create the Nebraska Unclaimed Property Website. Not only does this site offer PDF versions of all the forms that you might need, but it also includes a search engine that lets you find unclaimed property in the Cornhusker State.

Your Guide to Nebraska Unclaimed Property

We know that you might want to learn more about the types of unclaimed property that you can claim and how the claim process works. That’s why we created the ultimate guide to unclaimed money in Nebraska. You’ll find easy to follow steps on how to use the state’s site and database along with information on filing your claim. We also have a FAQ section that answers some of the questions that you might have.

What is Unclaimed Property?

Though you might think of property in terms of a house that you own or personal property such as a car, Nebraska does not consider vehicles or real estate as types of unclaimed property. Before any piece of property goes into the database, it must include the names of both the owner and holder. The holder usually refers to the bank or agency that holds the property and maintains it for the owner. While you’ll likely search the Nebraska database for property that lists you as the owner, there are other situations in which you can claim property when you’re not the primary owner.

Nebraska asks the holder to make multiple attempts to find the owner of an asset. The holder might send messages to the owner’s email account and letters to their home along with tracking any deposits that they made. Bank accounts are one of the more common types of unclaimed property listed in the Nebraska database.

You may find a checking account that you thought you closed after finishing college or a savings account that your parents opened, and you stopped using.

Unpaid wages also show up in the Nebraska database. Let’s say that you had a job with a company for several years before changing career paths. Your employer promised to send your last check to your bank account, but you closed it and set up a new one after moving. With someone attempts to make a direct deposit to a closed account, the money reverts to the sender. Your employer is responsible for placing the funds that you earned in a check that they send to the Nebraska State Treasurer. Even if you had the job 10 or 20 years ago, the money is still yours.

Types of Unclaimed Property
Types of Unclaimed Property

Insurance payments are available for a range of people who live in Nebraska. Insurers offer different types of policies such as life insurance and policies that protect your vehicles and home. If you file a claim for damage to your home after a winter storm and don’t get the full check, the insurer should send the balance to the treasurer to add to the database. The same thing can happen with auto policies. With life insurance, you may learn that you’re the beneficiary of a policy only after the person passes away. An insurer who cannot find your home address cannot send you the money.


You may want to consider the securities found in the database, too. Securities include both bonds and stocks such as those you buy from a broker or an app and those that are part of your retirement or investment portfolio. Nebraska will also list safe deposit boxes after the owners abandon them. Though you may get the whole box back, the treasurer cannot guarantee that you will have time to file your claim before the state sells the contents of the box.

How to Find Unclaimed Money in Nebraska

The Nebraska Unclaimed Property Website helped Cornhuskers get back more than $219 million since it launched through March of 2021. This site is the best place to search for abandoned money in Nebraska.

Step 1: Visit the Nebraska Unclaimed Property Website, which lists all the unclaimed money in the state once the treasurer processes it.

How to Find Unclaimed Money in Nebraska Step 1

Step 2: Look over the site to find the information that you need before locating the search box near the bottom of the site. The easiest way to search is with your last name, which you can enter in the top box. Nebraska will also accept the name of your business or any other information that you want to add.

How to Find Unclaimed Money in Nebraska Step 2

Step 3: Compare your name to the names listed on all the assets to find the claims that you can file. In some cases, the asset may list the first initial of the claimant or include no first name. If you find a claim with your last name but no first name, you need to make sure that the listed address matches the one that you once had.

How to Find Unclaimed Money in Nebraska Step 3

Step 4: Click the orange “Claim” button next to each asset that you want to claim. To file multiple claims, click on the button beside each one. You then need to select the matching button on the bottom of the site to begin the claim process.

How to Find Unclaimed Money in Nebraska Step 4

File for Your Money in Nebraska

The Nebraska State Treasurer lets you complete almost all the required steps to file a claim online. In some cases, you may need to provide more information that requires you to send documents through the mail.

Step 1: Check your claim to verify that all the listed information matches your info in terms of your name and address.

File for Your Money in Nebraska Step 1

Step 2: Choose “Owner” in the box that asks for your claimant relationship. You can choose one of the other options if you need to file for a loved one or friend.

Step 3: Fill out all the boxes on the form that appears on the next page to help the treasurer contact you. The treasurer will also verify that you are the owner of the asset and can claim it.

File for Your Money in Nebraska Step 2

Step 4: Preview your claim to make sure that you entered all of the required info and that the claim is valid. Nebraska asks you to click a small button after typing your name, which acts as your electronic signature.

File for Your Money in Nebraska Step 4

What Options Does Nebraska Offer for Claims Filed for Others?

When you reach step two in our above guide, you may need to select one of the other claimant relationship options to show that you are not the owner of the asset. Nebraska offers two options for business owners: one if the business is still open and another once the business closes. If you are the trustee or administrator of a trust and have paperwork that shows it, you can file through the trust option. The legal representative option is suitable for anyone who has court documents that show they have the legal right to act for another person.

Nebraska also offers three options for heirs that need to file after a loved one dies. You should choose the closed estate option if you already probated the estate of the deceased. The open estate option lets heirs file once they submit paperwork to the court to start the probate process. You can also use the no estate option but only if the estate was not large enough to require probate. This will also require that you are the legal heir of the deceased.

Places to Look for Unclaimed Property Outside of the Nebraska Database

We found the best resources available on the web to help you find unclaimed assets and included information on what you might find when you check the top sites:

  • Department of Veterans Affairs: Check with the VA if you think that a loved one bought life insurance while serving in the military. As long as you are the heir of the vet, you may have the right to claim the policy as their beneficiary.
  • Missing Money: Missing Money is a great site to use if you want to check for unclaimed funds in multiple states. Ohio and other states list their unclaimed assets in this database on top of those they offer online.
  • Internal Revenue Service (IRS): Depending on how much you make and the claims that you make, you may get a refund when you file your federal taxes. The IRS helps you find missing refund checks and stay on top of any stimulus funds that you get.
  • National Credit Union Administration: Us the NCUA if you lost money that you had in a credit union account. The NCUA can help you get that money back whether you had a checking or savings account at a now-closed credit union.
  • Federal Deposit Insurance Corporation: Turn to the FDIC for assistance tracking down funds held by a bank that is no longer open. The FDIC guarantees that those with bank accounts get their money.
  • U.S. Federal Investments: This government agency helps those with treasury bonds file claims to get the cash associated with those bonds. You may even find bonds that you didn’t know your family bought.
  • Department of Housing and Urban Development (HUD): If HUD helped you secure a home loan or avoid foreclosure, make sure that you check with the department for any refunds that you earned. HUD also offers information on some mortgage scams you might come across.
  • Pension Benefit Guaranty Corporation: Make sure that the pensions your loved ones started are available for their families through the site. You can search with any name that you want and see who can claim the pensions you find.
  • U.S. Railroad Retirement Board: For anyone who worked for the railroad, you’ll want to use this site. Not only can you find out if they left behind any retirement funds, but you can see who has a right to the money.
Unclaimed Funds U.S. Department of Veteran Affairs

How Much Unclaimed Property Does Nebraska Have?

The most recent reports from the Nebraska Treasurer put the total amount of unclaimed property at around $175 million. It also has more than 350,000 claims that owners can file. You should check the Nebraska website and also use the resources we listed above. Those sites help you find more than $40 billion in unclaimed assets held by different states as well as government agencies.

Unclaimed Property Laws in Nebraska

In addition to the statutes that cover unclaimed property laws in the Cornhusker State, you’ll also find revised statutes that the state changed over the years. We recommend checking out all of these laws online to see when an asset becomes abandoned and what happens next. In most cases, Nebraska requires that holders retain the property for at least three years and make several attempts to both find and contact the owner. The holder must prove that these attempts occurred before they can report the asset to the treasurer.

Nebraska Unclaimed Money FAQs

How Long Does Nebraska Take to Release Funds?

When you claim Nebraska property online, you have several weeks to add your information and documents. The treasurer will then spend a few more weeks making sure that you have a legal claim before it will release your money. During spring, the process takes even longer because more people file their claims. One of the easiest ways to see where your Nebraska claim is in the process is via the status checker. Look at the confirmation email that the treasurer sent you to find the ID number of your claim. You will need to enter that number and click the “Search” button. The site will locate your claim and show which stage it is in and if you can expect a check in the coming weeks.

How Long Does Nebraska Take to Release Funds

Does Nebraska Try to Locate Owners?

Though the Nebraska State Treasurer requires that holders send documents to show that they tried to find owners, the department will make some efforts of its own. It runs a large ad campaign in the spring that includes both radio and television commercials along with newspaper ads. Those ads let people know that they may have assets in the database and how to find them. You’ll see and hear the ads running in both large cities and small towns. The treasurer also sends workers to the state fair and county fairs. They set up booths to tell people about the online system and let them search for assets on the spot.

What Does Nebraska Do with Unclaimed Gift Cards?

Nebraska no longer allows those who issue gift cards to put an expiration date on them. They also cannot charge the owner fees if they don’t use their cards. A gift card becomes abandoned when the owner does not use it for three years or longer. The holder can report the card to the treasurer and allow the balance to go into the database. If you have a gift card issued in your name, you can search the Nebraska database for it. The state allows you to claim the full balance on the gift card.

What Does Nebraska Do with Unclaimed Gift Cards

Does the Nebraska Treasurer Accept Safe Deposit Boxes?

Safe deposit boxes let you securely store valuable documents and items outside your home. The banks that hold those boxes charge a fee that covers the cost of the box. If you are a box owner and do not make your rental payment, the bank will send you reminders. As long as you pay the amount due, you can access your box and remove all of your items. Nebraska allows banks to transfer the contents of a box to the treasurer if the owner makes no payments for three years. All the contents from abandoned boxes will go on the auction block, usually around September. Bidders have 10 days to check out the items for sale and place bids on eBay. Nebraska stopped holding the auction due to the COVID pandemic and allowed owners to claim the contents of their boxes but will hold the auction again.

What Happens to Military Medals?

Nebraska has different rules that govern what it does to any military medals turned over to the treasurer. The holder must file a report that lists a description of the medal and any information found in the box. Nebraska will hold the medal and attempt to find either the original owner or their heirs. If the treasurer can find insurance policies, the department can return the medal to the named beneficiary. Heirs and owners have up to 10 years to claim the medals and get them back. If no owner comes forward, Nebraska will send the medals to the military branch associated with them or an organization devoted to veterans.

What Happens to Military Medals

Can You Claim an Asset if Your Address Changed?

A common problem that you might come across is that the address shown on the asset is different from the one that you now have. You might move for a job or decide to live with your partner or a new spouse. Nebraska still lets you claim the property but requires that you provide a list of all the places that you lived in the last decade. You only need to list the addresses where you live in the Cornhusker State and not those from other states. Nebraska must verify that those addresses match any listed on the account before it will release your asset. You may need to provide mail or tax records that show those addresses, too.

Should You Work with a Nebraska Fee Finder?

You might get a notice in the mail from a fee finder who claims that they found abandoned property in your name and can help you claim it. Often known as heir finders because they look for the heirs of deceased property owners, they charge for the work that they do and don’t let you know that you can file claims through the Nebraska database. Unless you don’t have a few minutes to complete the process yourself, you don’t need a fee finder.

Can You Keep Your Nebraska Assets Secure?

Use some of our tips to keep your assets safe and out of the treasurer’s database:

  • Perform an annual audit to make sure that all holders have your accounts in good standing
  • Set alerts or reminders to access your accounts every few years
  • Update your contact information when you make any changes such as switching phone numbers
  • Register all of your accounts to send emails to the same address that you check at least once a month
  • Tell your family where you keep all of your important documents and account information


With more than $170 million in unclaimed assets, the Nebraska State Treasurer is responsible for quite a bit of money that belongs to others. In addition to checks and bank accounts, the treasurer also oversees safe deposit boxes and securities that holders transfer to the department every year. You don’t need to spend hours filling out forms and waste a lot of money on printing documents to get your money because the Cornhusker State streamlined the process. Use our guide to unclaimed property in Nebraska to start claiming your property today.

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