Unclaimed Money Lookup - Tennessee

Free Tennessee Unclaimed Money Lookup

We receive referral fees from partners (advertising disclosure)

The information we provide you is free of charge and a result of extensive research by our home warranty experts. We use affiliate links on our site that provide us with referral commissions. While this fact may not influence the information we provide, it may affect the positioning of this information.

We receive referral fees from partners
(advertising disclosure)

The information we provide you is free of charge and a result of extensive research by our home warranty experts. We use affiliate links on our site that provide us with referral commissions. While this fact may not influence the information we provide, it may affect the positioning of this information.

norton logo

Tennessee Unclaimed Money -
The Ultimate Guide 2024

Are you in search of unclaimed money in Tennessee and don’t know where to turn? We’ll show you how to access the TN database and get a hold of your money.

Unclaimed Money Tennessee

Tennessee Unclaimed Money

People looking for unclaimed property in Tennessee typically begin their search at the Tennessee Department of Treasury’s Unclaimed Property website. A video introduction to the process of identifying and claiming unclaimed property in Tennessee can be found on this website. While the Tennessee state database will assist you in locating unclaimed property within the state, it is a common misconception to assume that the state database is the only place to search for unclaimed property. It is accurate that the Tennessee database will assist you in locating unclaimed property in the state’s possession. Many citizens, however, have commercial or financial ties outside of their state as well as within it. As a consequence, you can still search other sites, including state and federal databases, to see if you have any unclaimed land.

Tennessee Unclaimed Money 1

Follow every move in our how-to guide to ensure you look at all possible sources for unclaimed income. In this detailed how-to guide, we’ve included everything you need to know to get started on your own property quest. We address all the most commonly asked questions about unclaimed money and land, including: What is the concept of unclaimed funds? What is the concept of unclaimed property? Is unclaimed money the same as abandoned property? What is the best place to look for unclaimed property? How do I perform a check for unclaimed funds? What are the unclaimed property rules in Tennessee? Is there somewhere in Tennessee where I can look for unclaimed property? Why is there an unclaimed money database in Tennessee? Where else can I look for unclaimed money or property outside the Tennessee database? What is the procedure for filing a claim for unclaimed property? What proof would I need to show that I am the rightful owner of unclaimed funds? Is it appropriate for me to use a finder service in order to claim my prize?

The Tennessee Department of Treasury’s Unclaimed Property Division is in charge of handling abandoned and unclaimed property and money in the state. Tennessee, like many other states, has legislation requiring third-party money holders to turn money over to the state’s custody if the actual owner of the property has not contacted the third-party holder for a statutory period of time. The reasoning behind this is that if the real owner of the property has lost touch with the holder, they have likely forgotten that they own property that is owned by that entity.

The Tennessee Unclaimed Property Division maintains a website, www.claimittn.gov, where you can check for your unclaimed property.

Tennessee Unclaimed Money 2

What Are Some Examples of Unclaimed Property or Money?

Unclaimed assets or property, also known as abandoned property or money, is money that the state considers to be unclaimed. The state laws decide whether or not a property is deemed abandoned. Unclaimed property is generally characterized as property that has been lost touch with the owner for a period of time defined by statute. Cash, investment bonds, mutual funds, vendor balances or overpayments, unclaimed consumer refunds, and uncashed payroll checks are only some of the assets that can be considered abandoned. It’s important to remember that certain forms of property, such as land, houses, and automobiles, would not be deemed abandoned.


Unclaimed property and wealth can be both tangible and intangible, so keep that in mind. Tangible assets are those that you can hold in your hands and feel.


Stuff you can’t touch, like a paycheck from a previous employer, are examples of intangible funds. Paychecks are one of the most common types of unclaimed property in the state. Not all people end their employment on a positive note. You could quit after a squabble with a new boss or because your boss passed you over for a promotion. And if you anticipate getting your last paycheck, there’s a possibility you didn’t get all of the money you received. It’s possible that your boss would find out later that you didn’t get paid for your holidays and sick days. Employers may also make errors and lose contact information that is required to contact employees.

Types of Unclaimed Property
Types of Unclaimed Property

Inactive Bank Accounts

Paychecks are far from the only source of unclaimed funds. Let’s say you opened a bank account and then transferred your account information to a new bank without changing your account information. One or more deposits can be sent to a closed account at the bank. It’s also likely that you forgot about a bank account. This could be one you started with your parents when you were a kid or one you started on your own.


Another instance where you can have unclaimed funds in your name is by trusts. Many people build trusts to safeguard their properties. They appoint the heirs to their estates who will profit from it. When a loved one passes away, there’s a good chance they’ll leave you money or land. If the executor of the estate is unable to find you, they will not be able to tell you what you inherited.

When someone dies, you do not realize that their name was also listed on other accounts. A bank account with a payable-on-death notice is a good example. When the person mentioned on the account dies, the funds in the account go to the recipient, according to this note. The recipient is normally the person’s immediate family, but it may also be an acquaintance or distant relative. It’s possible that the same thing will happen to you.

Despite the fact that the insured should appoint a beneficiary, the insurer does not have their contact details. You may have hundreds of thousands of dollars or more reported under your name in Tennessee. Certificates of deposit, utility deposits, traveler’s checks, annuities, and securities are all examples of intangible funds.

Safe Deposit Account

When anyone dies, you will still inherit tangible property. A safe deposit bank is a good example. Customers can open safe deposit accounts and store property in small boxes that are securely locked in the bank at several financial institutions. The property is yours if your name is on the account or you are the person’s next of kin. The same can be said for personal belongings such as your kin.

If a person dies without a will and the estate is worth more than $25,000, Tennessee law requires that the estate be probated. The executor of the estate will be appointed by the probate court. That person is in charge of making sure the bills are paid on time. You must go through probate even though the deceased left a will. The executor is responsible for ensuring that anyone included in the will receives what the deceased desired. Despite the fact that you have five years to open probate under state law, there is no assurance that the executor will find you. Years later, you will discover that the deceased left you a piece of land.

Safe Deposit Account

Why Do Various States Have Unclaimed Money Registers?

The National Association of Unclaimed Property Administrators is a non-profit organization dedicated to assisting citizens in locating unclaimed funds and property. Unclaimed money registers can be located in all 50 states, according to this organization. You can check each state for unclaimed money and property in your name if you resided in more than one state over the years. After that, you must obey the rules in the particular state before you can get a hold of your money.

How Much Unclaimed Property Is Out There?

Unclaimed land in Tennessee is estimated to be worth $890 million. Since property is continuously being claimed and registered as unclaimed, this figure fluctuates. Tennessee’s unclaimed property is a small part of the total number of unclaimed funds.
According to the National Association of Unclaimed Property Administrators (NAUPA), a national organization dedicated to the care of unclaimed/abandoned money and property, the United States alone has $42 billion in unclaimed property. The numbers are also higher on a global scale.

How Do I Find Unclaimed Money?

Our search box, which you’ll find at the top of the list, is the quickest way to find unclaimed money in Tennessee. You just need to enter your first and last name before selecting Tennessee as your search destination. We’ll then show you all of the money we discovered and how to assert it. You may also look for money held under a company’s name. Assume you started a small business after graduating from college and then closed it down. A quick search will help you locate funds that your organization has lost over time, such as a utility deposit or money sent by a vendor. You may also use the names of your living or deceased relatives to conduct a search.

A money register in Tennessee allows you to check in a variety of ways. The simplest method is to use a name search. You simply search for your name or the name of your business. You can also check for a property ID if you have one. If you know someone in your family owned a piece of property but don’t know what happened to it over time, this is a useful tool. You may also use the zip code or city where you lived or worked to narrow down the results.

Sources for Unclaimed Property Other Than the State Databases

Beyond the state website, you have more options for searching for unclaimed property and funds. The Federal Deposit Insurance Corporation is in charge of tracking deposits made at financial institutions. It helps you to look for funds kept by a bank that has closed.

Similar to the National Credit Union Administration, the National Credit Union Administration allows you to look for money from credit unions that have closed. Check with the US Department of Housing and Urban Development whether you or a loved one has a federal mortgage. This will assist you in locating federal government and agency refunds for those who have certain forms of mortgages.

You can also look through the website for undeliverable federal checks. If the IRS has attempted to give you a check and it has been returned, you will use this site to locate and claim the funds. If you worked for a company that went out of business or if your pension fund went missing, the Pension Benefit Guaranty Corporation is the best place to search. Other tools that can assist you in your quest for unclaimed funds include:

Tennessee Unclaimed Property Database

Tennessee’s unclaimed property finder is found here.  

Tennessee Unclaimed Property Database Step 1

The Tennessee database includes unclaimed property from all the counties in the state of TN.

You can start your unclaimed money/property search with either your last name or business name, or your property identification number:

Tennessee Unclaimed Property Database Step 2

You should look for anyone by their last name. This can make searching more convenient, but it also raises the likelihood of the search returning too many results for you to sort through. A quest for the common last name Smith, for example, yields 28,105 results:

Tennessee Unclaimed Property Database Step 3

Although Tennessee does not provide address details for each result, it does provide the city of the property owner’s most recent address. You may, however, click on the results, and then you’ll have access to that particular address.

You can then start the claim process from that page if you find a claim that you believe is yours:

Tennessee Unclaimed Property Database Step 4

As you can see, you have the choice of claiming as an individual or a corporation. If you want to claim the land, you will be asked to certify that you are the rightful owner:

Tennessee Unclaimed Property Database Step 5

If you are not the owner but are arguing on behalf of someone else, you will be asked to answer a set of questions and will be asked to choose “no.” There will be a claim form after you click to claim. The claim form must be completed and signed by the property owner or the individual claiming the property on the owner’s behalf.

Make sure the address on the claim form corresponds to where you want the check to be sent. A photocopy of a driver’s license or other form of photo identification may be needed. You’ll need to provide proof that you live at the address where you want the check mailed. Your social security number must be recorded by the owner. Furthermore, you must have evidence showing that the funds belong to the claimant.

Tennessee Unclaimed Property Database Step 6

Should I Hire a Finder to Conduct the Search?

Many websites suggest that you employ a finder or a lawyer to assist you in your search. Some companies charge a flat fee to check for and file lawsuits on your behalf, while others take a portion of the money you get. You certainly don’t want to spend $50 or more to make someone claim $500 in old paychecks for you because you have $500 in old paychecks waiting for you. The tools we provide make it simple for you to locate unclaimed property or funds in TN

How Can I Prevent My Property From Becoming Lost or Unclaimed?

There are a few things you can do to save your property from going unclaimed or being misplaced. You can always double-check that your information is current. Even if you’re only moving to a different apartment or a new neighborhood within the same city, update your accounts with your new address. It is also vital to keep your accounts up to date if your name changes, such as if you get married or divorced. It could be more difficult for you to demand your money if your name changes.

You should also keep track of the names and account numbers of the institutions that hold your funds. We suggest keeping those documents in a fireproof box and informing your family of their existence. You should do the same for your elderly relatives and allow them to keep their important documents secure. Another good rule of thumb is to use each account at least once a year. Even something as easy as logging in and checking your account balance demonstrates that you are still alive. Some organizations would believe you have abandoned your accounts if you do not use them on a daily basis.

How Can I Prevent My Property From Becoming Lost or Unclaimed

Other sources to search besides TN state database?

We told you at the start that you’d have to search other databases to find unclaimed property. Here are some of the places you can look in your quest for unclaimed property:

The first thing you need to do is consider whether there are other states that might be holding your unclaimed money. Make sure and list every state or territory where you have ever resided. In addition, you should include any states where your relatives reside or have resided. If you have any financial or business contacts in other states, you may want to check those states, as well. If your company is based in another state, or if you have insurance or other financial arrangements with that state, you can also search there. Additionally, if you bought money orders, traveler’s checks, or gift cards in another state, you might have connections with the state.

The next move is to recognize places that are accessible from all over the world. The U.S. Treasury, the IRS, the National Pension Benefit Guaranty Company, and the Life Insurance Policy Locator Service are four of these places that we consider must-search sites for those searching for land.

With over $17 billion in unclaimed savings bonds, the United States Treasury website is one of the largest holders of unclaimed property in the nation. It’s also the least user-friendly of all the websites we recommend our guests to visit while looking for abandoned land.

Not long ago, the US Treasury had an easy-to-use online database that made it simple to locate and claim abandoned savings bonds. They did, however, stop using that method. If you need assistance locating a missing savings bond, visit the Treasury Direct website, call 844-284-2676, or write to the Bureau of Public Debt.

Although most people think of the Internal Revenue Service as a collection agency, it is actually a major federal repository for unclaimed property claims. This is due to the fact that it sends out millions of tax refund checks per year. 

The IRS is so used to people looking for their unclaimed tax refunds that they’ve created a Where’s My Refund? page to assist you in finding your money:

Other sources to search besides TN state database 1

Unclaimed property lawsuits can also be filed with the Pension Benefit Guaranty Corporation, a government agency that guarantees private pensions. With over 70,000 potential applicants, they already have over $400 million in unclaimed pension benefits. The PBGC maintains a site where people can look for unclaimed pension benefits:

PBGC - Other Databases to Check

The National Association of Insurance Commissioners’ Life Insurance Policy Locator Service is another place we recommend. Although there is no searchable database to see if you are the beneficiary of unpaid life insurance claims, you can upload details to this site so that its member life insurance firms can scan their records for any unpaid claims.

Other sources to search besides TN state database 3.


Although you are unlikely to come across pirates or mysterious maps while searching for unclaimed land, it is similar to searching for hidden treasure. You may not have abandoned property waiting for you, but millions of people have unclaimed property claims worth billions of dollars. It’s time to see if any of that money belongs to you. You might not know what is on the other side of the door until you actually knock, open it and step right into the other side of things. After all, there is no harm in trying now, is there? Just know that there is a way that you can get a hold of all your unclaimed property or money in the beautiful state of Tennessee.

Disclaimer: OurPublicRecords mission is to give people easy and affordable access to public record information, but OurPublicRecords does not provide private investigator services or consumer reports, and is not a consumer reporting agency per the Fair Credit Reporting Act. You may not use our site or service or the information provided to make decisions about employment, admission, consumer credit, insurance, tenant screening, or any other purpose that would require FCRA compliance.

Our Public Records

Copyright © 2024 · OurPublicRecords.org · All Rights Reserved